Car Loans for Students

Going to third level education is stressful any year, but more so this year! A lot of students may be thinking of staying at home and commuting to college this year. Our low rate Car Loan can help get your wheels!

Our reduced car loan rate of 8.5% (8.99% APR) is available for one month only (until 18.09.20). This promotional rate is available for loans over €5000. Applicants must have full drivers licence.

How to apply for a loan?

Apply OnlineClick here to start your application online today

Apply by Phone – Call 061 382111

Apply in Office

Not a Member, Not a Problem!

You can join and apply for a loan same day. Call us: 061 382111 or Email us.

What do you need to apply for a loan?

  • Proof of Income – 3 most recent receipts of any income you receive (payslips, social welfare, pension)
  • Bank Statements – Most recent 3 month bank statement.
  • Proof of ID – Passport or Drivers Licence
  • Proof of address – Utility Bill or Bank Statement (dated within the last 6 months)
  • Proof of PPSN – Payslip, letter from revenue, a medical card or DPS card
  • Self Employed – please call our office for details of the necessary documentation.

Need help to get a loan?

As a student, we understand that you might not have a regular income, to apply for the loan you might want to consider a guarantor. A guarantor is generally your parent or guardian (although it can be someone else). Your guarantor undertakes to repay the loan in the event that you, for whatever reason, are unable to repay. For a person is to act as a guarantor, they must demonstrate the ability to repay the loan.

What do you need to apply for the loan – Student

  • Proof of ID – Drivers Licence or passport
  • Proof of PPSN
  • Proof of address – Utility Bill or Bank Statement (dated within the last 6 months). If you do not have a proof of address, call or email us and we can help.

What do you need to apply for the loan – Guarantor

  • Proof of Income – 3 most recent receipts of any income you receive (payslips, social welfare, pension)
  • Bank Statements – Most recent 3 month bank statement.
  • Proof of ID – Passport or Drivers Licence
  • Proof of address – Utility Bill or Bank Statement (dated within the last 6 months)
  • Proof of PPSN – Payslip, letter from revenue, a medical card or DPS card
  • Self Employed – please call our office for details of the necessary documentation.

For Our Members Convenience

How much will the loan cost me?

Use our loan calculator to see how affordable a loan with us is.

Benefits of borrowing from Bruff Credit Union

  • No Fees
  • Competitive Interest Rates
  • Quick Decisions
  • High loan approval rate
  • No penalities for early or lump sum repayment
  • Free loan protection insurance (T&C’s apply)

Get motoring – talk to us today!