Solar Panel Grants Ireland

The Irish government has a target of upgrading 500,000 homes to B2 Building Energy Rating (BER) standard, by 2030. Now is the time to apply for their energy upgrade grants – available for solar panels, wall insulation and heat pumps.

More than 24,000 Irish homes are already generating electricity from solar PV panels and researchers from the MaREI Centre in University College Cork have estimated that one million Irish homes have the potential to take up to six solar PV panels.

If you’re thinking of switching to solar energy, as well as availing of a government grant of up to €3,000, once your solar panels are installed you can sell your power back to the national grid from July 2022.

Below, we’ve compiled some helpful information on solar panel grants – including how you can apply for one and how much you could save.

SEAI Solar PV Grant

Homeowners can apply for a one-off grant for the purchase and installation of Solar PV panels and/or the purchase of a battery energy storage system for their home. Solar PV panels produce electricity. There is a different kind of grant for solar thermal panels, which produce hot water. To find out more about the different kinds of solar panels and how they work, read our complete guide to solar panels, here.

The Sustainable Energy Authority of Ireland (SEAI) administers the home energy grants, which includes funding for solar panels. Read our blog here to understand the energy rating of your home.

Solar PV Grant Amounts

The maximum grant amount you can receive for the purchase and installation of PV panels and a battery storage system is currently €3,000.

The SEAI calculates the grant based on the size of the panels. A kWp, or kilowatt-peak, is the amount of power produced by your solar panels.

  • 2kWp or 6 Panels: €1,800. You can get a grant of €900 per kWp up to a maximum of 2kWp. This means if you purchase 2kWp or 6 solar panels, you can receive a maximum grant of €1,800. If you purchase a battery, you can receive an additional €600, bringing the grant to €2,400.
  • 3kWp or 9 Panels: €2,100. You can also receive €300 for every additional kWp up to 4kWp. This means if you purchase 3kWp or 9 solar panels, you can receive a maximum of €2,100 plus €600 toward your battery, bringing the grant to €2,700.
  • 4kWp or 12 Panels: €2,400. If you purchase 4kWp or 12 solar panels, you can receive a maximum of €2,400. If you purchase a batter you will receive an additional €600, bringing the grant to €3,000.

Solar Thermal Panel Grant

If you want solar thermal panels, which produce hot water instead of electricity, you will need to apply for a separate grant. The SEAI offer a maximum of €1,200 toward the purchase and installation of solar thermal panels. Check out the SEAI’s website for more information.

How can I Apply for a Solar panel Grant?

Individual Application

If you want to manage the grant application and project yourself, you can apply to the SEAI directly, through their ‘Individual Energy Upgrade Grant’ option. You will need to pay for the work upfront, and will be reimbursed the relevant amount.

There are certain criteria you will need to meet before getting a grant. For PV and thermal panels, they include being the owner of a property built and occupied before 2021, using new materials and work that meets a certain standard, using a contractor from the SEAI’s registered list and getting a BER after the work is done using a BER assessor from SEAI’s National Register.

Need a Loan?

If you need a loan to help fund energy efficient improvements to your home, talk to us.

Figures taken from Credit Union article, 15.07.22.

Director Vacancy

Bruff Credit Union have an exciting opportunity for you!

We are currently recruiting for Directors to serve on our Board.

Gain skills to help your career progression and give back to your community by volunteering with us.

Bruff Credit Union is a financial cooperative offering quality financial services to members of our common bond. We rely on the enthusiasm and skills of volunteers in order to achieve our goals and continue to deliver a strong service in our community.

The Role

The Board of Directors is responsible for the control, direction and management of Bruff Credit Union. Volunteering as a board member is a very rewarding experience; for personal and career development and in giving back to your own community in a tangible way.


Directors of Bruff Credit Union benefit from:

  • Gaining skills and expertise at senior level relating to the provision of financial services;
  • Gaining valuable board room and networking experience, which enhances career development;
  • Access supported further professional education opportunities;
  • Share their business experiences, leadership skills and management capabilities in a collaborative effort;
  • Become involved in various developmental and business projects;
  • Be part of something that works for the good of our members and communities throughout our common bond.

Don’t know much about credit unions?

Don’t worry, you can learn. There are policies and training in place to support volunteers in their roles. Decisions are made as a board. You’ll be surprised how quickly you will pick things up!

Next Steps

For more information, complete our form below. We look forward to hearing from you.

    All volunteers are subject to the normal fitness and probity regimes for credit unions as outlined by the Central Bank of Ireland. The Credit Union reserves the right to refuse a person as a volunteer and where appropriate will give a reason for that refusal as Bruff Credit Union is bound by the standards of Fitness & Probity, issued by the Central Bank of Ireland.

    ILCU Back to School Survey

    The latest Irish League of Credit Unions (ILCU) survey on back to school costs shows the overall spend on school items is up for both primary and secondary schools. The cost of sending a child to primary school this coming year is €1,195, up €9 on last year, while parents of secondary school children can expect to pay an average of €1,518, up from €27 on last year.

    The findings were revealed in a national survey of 764 parents of school children (out of a sample size of 2,460) by the Irish League of Credit Unions (ILCU). The survey was carried out by independent market research company, iReach Insights in June 2022.

    The number of parents in debt over back to school costs has increased by 5% to 29%. Of these, over one fifth (21%) reported debts of over €500. The average debt parents find themselves incurring is €339 which is up (up €3) on last year’s figure.

    The increased costs of living are evidently having an impact on school items with the most expensive secondary school item this year being transport at €213, up from €195 last year, reflecting rising fuel costs. School books and uniforms are also high at €210 and €195 respectively. After-school care is the top expense for primary school parents at €184, up €27 on last year, followed by extracurricular activities at €167.

    Marie Hogan, Assistant Manager of Bruff Credit Union said “The costs of sending children back to school are the highest they have ever been. We know that covering the costs of back to school can be a struggle for parents and the increased costs of living are adding even more stress to this. We want to reassure families that Bruff Credit Union is here to help. Our members can call into our office to apply in-branch, or call 061 382111 to apply by phone or click here to apply online now.

    Of considerable note in the survey is the sharp increase in parents saying they will deny their children extracurricular activities because they can’t afford them, rising to 67% from 46% in 2021. The survey also revealed that 65% of schools are still seeking so called ‘voluntary contributions’ at €124 for primary schools and €146 for secondary, an overall average increase of €11 on last year.

    When it comes to funding back to school costs, the majority of parents (74%) use their general monthly income, with just over a third relying on their savings. The use of credit cards to purchase back to school items is up 6% to 23% from 2021 as is the number relying on a bank loan – 1% to 3%.

    While there is a slight decrease in the amount of parents shopping online for school supplies (65%, down 3% vs 2021), two thirds of these parents do so to access better deals. Saving on petrol as a reason for shopping online has seen a significant jump to 31%, up 17% from last year.

    Back to School Costs

    • Two thirds of Irish parents (66%) say the cost of Back to School is a financial burden
    • Parents spending €1,518 per secondary school child – up €27 on last year
    • At primary school level, parents are spending €1,195 – up €9 on last year
    • 29% are getting into debt compared to 24% in 2021 – average debt of €339
    • 1 in 10 (10%) of parents with school children are considering using an illegal moneylender, while 33% don’t know whether legal or illegal
    • Use of credit cards to purchase back to school items is up 6% to 23%
    • Significant jump in number of parents cutting back on extracurricular activities, rising to 67% from 46% last year
    • Voluntary contributions up on last year – €124 for primary schools and €146 for secondary
    • Many parents shopping online to save petrol, up to 31% from 17% from last year

    Rising costs of living

    • 89% of parents say income or household costs affected by rising costs of living including 92% of parents with children in school
    • Over 90% seeing additional costs to groceries and utility bills
    • More than 1 in 3 (36%) of parents say they are struggling to make their household budget stretch to cover the additional cost of living increases
    • One in ten of those struggling falling into debt in an effort to cover household costs
    • 61% say increasing costs of food for children for school lunches is the biggest effect of the rising cost of living

    Rising Costs of Living

    This year’s survey also looked at the rising costs of living in general. 89% of respondents say their income or household costs have been affected by rising costs of living since the start of the year including 92% of parents with children in school. Over 90% are seeing additional costs for groceries with a similar number experiencing increased costs on household utility bills.

    More than 1 in 3 (36%) of parents say they are struggling to make their household budget stretch to cover the additional cost of living increases. When school going costs are added the number who are struggling increases to 42%. One in ten (11%) of this cohort are falling into debt in an effort to cover household costs.

    When asked what options they were considering to help with costs, 65% of this group said they are cancelling or reducing non-essential services and activities such as gym membership and subscription TV packages. Other options include trying to earn additional income (29%), taking a personal loan (18%), borrowing from family or friends (14%), or seeking debt and budgeting advice (8%).


    A small number of this group (3%) would consider going to a moneylender, including 6% of parents with school going children. When asked if the moneylender is legal or illegal, 1 in 10 (10%) of parents with school children are knowingly considering using an illegal moneylender. Two thirds (33%) of all respondents in this group worryingly didn’t know whether their potential moneylender was legal or illegal.

    When parents were asked if the rising costs of living were affecting the costs of education, 61% said the Increasing costs of food for children for school lunches was the biggest effect, followed by costs of new school uniforms (53%) and costs of school trips or activities (45%).

    More than half of parents with schoolchildren will have to balance working from either at home or the office with looking after their children over the school holidays. 45% said they would will be using annual leave allowance to balance work and school holidays while a third said they would be relying on family and friends to help out with looking after the children.

    Post COVID 19 Concerns

    When asked about the impacts of home schooling during the pandemic lockdown on their children, 82% of parents said that the biggest impact was that children missed their friends and social activities. Almost half said their child’s physical health had suffered with two thirds worried about their mental health. As regards their child’s education, the biggest concern for parents is the pressure on their children to catch up on missed teaching over the past two years. There was a marked drop from 2021 in parents’ concern of their child being exposed to COVID 19 as a result of returning to the classroom, down from 41% to 27%.

    Education Loan

    Bruff Credit Union are here to help. If you need a little help; its easy to apply for a loan with us. Use our handy loan calculator to see the repayments for your loan.

    The Complete Guide to Solar Panels

    You’ve heard about the financial benefits of solar panels, and you may have noticed more and more dotted across the roofs of Irish homes in recent years.

    But perhaps you’re still not sold on them? Are solar panels, in a country where it rains over 30% of the year, worth it? There’s a lot to understand, too – from the science, the return of investment, to installation and cost.

    This blog will cover the basics of solar panels; how they work, the different types you can choose from, how they’re installed – and why they might just be worth the hype.

    Do solar panels work in Ireland?

    Yes. The sun’s energy can penetrate even on a very cloudy day. Solar PV panels work by absorbing daylight and converting it into electricity or heat, and daylight levels in Ireland are very good. We have similar daylight hours to Germany, one of the biggest solar producers in the world. Indeed, researchers in University College Cork have concluded that a quarter of all the electricity needed by Irish households could be produced by putting solar panels on domestic rooftops.

    Around 75% of the annual energy from a solar PV system is produced from May-September. The amount of electricity generated annually will depend on a range of factors, including the hardware chosen, the size of the system, the geographic location and the direction in which the panels are installed. According to the Sustainable Energy Authority of Ireland, a home solar PV system sized at 20 sq. m (~3kW) would generate around 2,600kWh of electricity a year if well-located, over 40% of the typical annual electricity demand of an Irish home.

    Are solar panels worth it in Ireland?

    With the recent hike in Irish energy prices, more consumers are turning to alternative energy solutions. But how much can you save by investing in solar? Variables like panel size and number, whether or not you install a battery and how much electricity you use, can affect the total amount saved.

    You can use the SEAI’s Payback Calculator for Domestic Solar PV tool to work out how much you could save on your annual electricity bill by installing solar panels.

    For the very first time, from June 2022, Irish consumers can choose to sell any surplus energy back to the national energy grid, which could further increase their savings.

    Solar PV Panels vs Solar Thermal Panels

    There are two main types of solar panels: solar photovoltaic (PV) panels and solar thermal panels. The main difference is that one produces electricity, while the other produces heat.

    Solar PV panels are commonly used in Ireland and have photovoltaic materials, or solar cells, that convert light into electricity. PV panels can fetch a higher grant value than thermals, (approx. €3,000 vs €1,200) are cheaper to install, and are more easily maintained. Unlike thermal panels, they can help power every electrical appliance in your home and allow you sell surplus energy back to the grid should you want to.

    Solar Thermal Panels use mirrors to direct sunlight toward a specific spot, where it is used to boil water. Thermal panels can be beneficial if you use a lot of hot water and have little or no roof space, as they are considerably smaller than PV panels. Sometimes, you can use both types of panels at the same time.

    Solar Hot Water System

    There are two ways to use solar panels to heat your water.

    Solar Thermal Panels: The first is to install a solar thermal panel, which will use sunlight to directly heat your water.

    Solar Power Divertors: A solar panel power diverter takes surplus electricity from your solar PV panel and sends it to your immersion heater. Heated water can then be stored for many hours until it’s needed.

    Using a Battery vs Solar Export Payments

    Installing a battery allows you to store any surplus energy absorbed by your solar panels during the day. You can use it to run your household or charge your car, and you won’t have to rely on much energy from the grid – so you can be nearly self-reliant and fossil-free.

    From June 2022, you will be able to profit from any surplus energy you generate from your solar panels, by selling it back to your electricity supplier. Prices for exported electricity can be negotiated between electricity suppliers and consumers.

    Installing solar panels

    Solar panels are usually installed on your rooftop, depending on the orientation of your house. The pre-works survey will cover:

    • planning restrictions on the size and positioning of domestic solar panels
    • the condition of the existing roof
    • requirements for a new, larger hot water cylinder for solar thermal panels

    Need a Loan?

    If you need a loan to help fund energy efficient improvements to your home, talk to us.

    Figures taken from Credit Union article, 13.07.22.

    How do find out your home’s energy rating?

    A Building Energy Rating (BER) certificate indicates your homes energy performance. It is similar to the labels which you might see on your fridge, washing machine or other household appliances.

    A BER certificate rates the energy performance of your home on a scale from A to G. A-rated homes are the most energy efficient and will tend to have the lowest energy bills. Homes which are G-rated are the least energy efficient and likely to be draughty and cold. You can view a sample of a BER cert here.

    It is compulsory in Ireland when selling or renting a property to show the energy efficiency/ BER rating.

    How is a BER calculated?

    A BER is calculated through energy use for space and hot water heating, ventilation, and lighting. The number of people likely to occupy a building is also taken in consideration (based on the average number of occupants in buildings of a similar size).

    The Dwelling Energy Assessment Procedure (DEAP) is the official method for calculating the Building Energy Rating of new and existing dwellings. DEAP is used by registered BER Assessors to calculate the BER of new and existing buildings and to demonstrate compliance with aspects of the Building Regulations.

    How to find out if your home has a BER

    If you’re not sure if you home has already had a BER carried out, it’s quite easy to find out. Using your MPRN (a unique 11 digit number assigned to your electricity connection and meter – you should find it on your electricity bill), you can search the SEAI National BER Register to check if your home already has a BER rating.

    A BER Cert is valid for 10 years providing there are no significant changes to the building that could affect the energy rating.

    How can you find a BER assessor?

    BER assessments are carried out by SEAI registered BER Assessors. A list of SEAI registered BER assessors can be found here.

    How much is a BER cert?

    The cost of a BER will depend the type and size of the home. There is no set fee but the cost tends to start at €150 + VAT. It is recommended that you shop around to find the best deal and to ensure you’re satisfied with the assessor you select.

    The SEAI provides a BER grant of €50 towards a BER Assessment for homeowners. If you are approved for the grant, you must complete the works and submit the paperwork within 6 months from the date of the grant offer.

    What do you need to do to prepare for a BER Assessment?

    If you are arranging to have a visit from a BER assessor, there are a number of things which you can do to prepare.

    • Have a copy of any previous BER assessments to hand.
    • Provide the assessor with any drawings or plans you might have of the home
    • If your home has had upgrades carried out in recent times, provide details to the assessor
    • If you have details of your boiler or other heat sources, it’s helpful to provide this to the assessor
    • If you home has had upgrades to windows or doors, this information will also be useful to provide. This could include the type of glazing used, u-value etc

    What is a good BER rating?

    In the past twelve years (from 2009 to March 2021), more than one million BER surveys have been carried out. The Government has set ambitious targets that 500,000 homes will be upgraded to an energy rating of B2 or better. In 2019, four out of five Irish homes (and other buildings) had a BER rating of C or lower.

    How About a Theme Park Holiday?

    Are you a lover of theme parks? Are you planning the family holiday of a lifetime? Here are some suggestions for your dream family holiday.

    Legoland, Billund
    Billund has the vision of becoming the “best city in the world for children”. The small town packs an enormous amount of fun within walkable distance; the central 16 metre-high ‘Tree of Creativity’ built from more than 6.3 million bricks is surrounded by four coloured zones packed with waterfalls, mountains and jungles and play areas designed to encourage imagination and creativity. Among a multitude of activities, children and adults alike can program robots and send them on a mission to find flowers for the bees, build fish and release them into a digital aquarium and record their own stop-motion movies. For more information, go to or

    Disneyland, Orlando
    Disneyland Florida consists of 4 parks that cover more than 28,000 acres with accompanying resorts, shopping complexes, hotels and waterparks. The parks include the Magic Kingdom; Epcot, a futuristic showcase of the world’s different cultures and traditions; MGM Studios, a working animation and television studio; and Animal Kingdom, where a huge variety of animals are kept in themed surroundings along with a cast of Disney characters For more information, go to

    Efteling Park, Netherlands
    Four realms make up Efteling Park, the largest theme park in the Netherlands and one of the oldest in the world. The four realms include the Fairy Realm, where fairytales are brought to life; the Adventure Realm, where the thrillseekers should head to first! The Alternative Realm will give you plenty of screams at the Spookslot Haunted House and finally, journey around the world in 8 minutes in the Travel Realm. Don’t miss out on the spectacular illuminated water show at Aquanura at the end of each day. For more information, go to

    Disneyland, Paris
    If a trip across the Atlantic is not to your taste, explore the 5 incredible lands filled with classic attractions, shows and street parades. Escape to the heart of Disney, Pixar, MARVEL and Star Wars universes with a trip to Disneyland Paris. Stay in one of the hotels within the park or travel into the park from any number of local hotels. For more information, go to

    Wizarding World: Harry Potter Studio Tour, London
    Stroll down Diagon Alley, peer into the Weasleys’ burrow and ride a broomstick in the WB tour London. The tour begins with a short film which re-treads the film’s history and features actors Oliver and James Phelps (the Weasley twins) along with Daniel Radcliffe (Harry), Rupert Grint (Ron) and Emma Watson (Hermione). Fling open the doors to the Great Hall of Hogwarts showing the long oak tables, flagstone floors and stained glass windows. Go at your own pace as you are enchanted by the magic of movie making and visit the familiar rooms. Don’t forget to sample the butterbeer! For more information, go to

    PortAventura, Spain
    The most visited theme park in Spain is located in n Salou on the Costa Dorada and includes the Costa Caribe Aquatic Park and four hotels. Experience a world of adventure and discover full-on 135km/h adrenaline coasters, gentle jungle swings for the kids and colourful shows from precise acrobatics to card tricks and magicians. The 5 theme areas are based on historic civilizations (Mediterrània, Far West, México, China and Polynesia) and one theme area based on Sesame Street. For more information, go to

    Europapark, Germany
    Europa-Park is the largest theme park in Germany and the second most popular theme park resort in Europe, following Disneyland Paris. The park includes Europa Theme Park and Rulantica Water World, it is home to thirteen roller coasters and more than 100 attractions. There are plenty of rides, shows and playgrounds for all ages, spread throughout 18 themed areas, each of which are named after a different country. For more information, go to

    Futuroscope Theme Park, Poitiers, France
    Not the usual theme park, Futuroscope’s main emphasis is on multimedia. It is the ideal place to relax in, with 60 hectares of tranquil green countryside and 25 original experiences you won’t find anywhere else! Experiences include Dances with Robots; where you will take a dance lesson with giant robots and Destination Mars; a train journey that will take you to outer space with stunning evening shows with a display of 3D aquatic effects and dancing lights. Futuroscope is one of the best-known and best-loved leisure parks in France. And the only one of its kind in Europe! For more information, go to

    LEGOland, Windsor, England
    Featuring over 55 interactive rides, live shows and spectacular LEGO creations. The park is designed mainly for children aged between 3-12 years with highlights being the LEGO Dragon ride, the DUPLO brick dinosaur rollercoaster and the 3D behind the scenes animation of the LEGO movie set. The park is one of the most popular in Europe and the themed seasonal events are a real treat. Located in Windsor, combine your trip to LEGOland with visits to the charming Windsor town and castle. For more information, go to or

    Alton Towers, England
    Spread over 500 acres, Alton Towers is the UK’s biggest theme parks, offers attractions for all age groups and all levels of bravery 😊 For thrillseekers, try the infamous Oblivion and Nemesis rides and make your way through the dark and terrifying Alton Towers Dungeon. Alton Towers is also home to CBeebies Land and hugely popular with children from 1-6 years. For more information, go to

    Our promotional personal loan is available now to make your dream holiday a reality.

    Our personal loan available for any purpose at 8.62% (8.99% APR) for loans from €5000; until 31.07.22.

    Click here to apply online today or call 061 382111 to apply by phone.

    Member Survey


    As part of our ongoing commitment to providing a quality service we’re asking our members to complete a survey.

    Please note that this data will be treated in the strictest confidence and will not be shared outside the Credit Union environment.

    The survey is short and should take no more than 6 minutes to complete. We’re keen to hear from as many members as possible.

    Click here to take the survey

    Survey closes 31st May 2022.

    Don’t Miss Our Low-Rate Personal Loan

    Our promotional personal loan rate of 8.62% is available now for any purpose. Borrow from €5000 to €30,000 for any personal purpose, big or small!

    Why borrow with us?

    • 18% Off Promotional Rate of 8.62% (8.99% APR)
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    • Available until 31.07.22

    We’ve made it even easier to apply for a loan

    • Apply onlineclick here
    • Apply by phone – call 061 382111
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    No Matter The Reason, Our Personal Loan Will Suit!

    Easter Opening Hours

    Please Note: Our Office is Closed Friday 15th April & Monday 18th April for the Easter break.

    Thursday 14th April
    Friday 15th April
    Monday 18th April
    Tuesday 19th April

    10am- 1pm
    10am – 1pm

    Our online services are available 24/7

    • Make an online loan payment or savings lodgment – Click here
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    The management & staff of Bruff Credit Union would like to wish all our members a very safe and happy Easter.

    It’s Back!!! Re-Connect / 1st Time Borrowers

    Our Re-Connect / 1st Time Borrowers promotional loan rate of 8.62% is available now for 1st time borrowers or members who have not borrowed since 01.01.21. Borrow from €100 to €30,000 for any personal purpose, big or small!

    Why borrow with us?

    • 18% Off Promotional Rate of 8.62% (8.99% APR)
    • No Fees
    • Competitive Interest Rates
    • Quick Decisions
    • High loan approval rate
    • No penalties for early or lump sum repayments
    • Free loan protection insurance
    • Available until 30.04.22

    Quick & easy loan application options

    • Apply online – click here
    • Apply by phone – call 061 382111
    • Apply in branch