Car Loans

Car Loans from Bruff Credit Union

Car Loan Calculator

11.02% APR

1 year10 years
Current interest rate:
Weekly repayments:
Monthly repayments:
Total Repayments:
Total Cost of Credit:

Car Loan Rate

  • Quick decision
  • You can get pre-approval on your car loan, so you can shop around first

Great reasons to pick a car loan from Bruff Credit Union

  • Friendly Local Service
  • No hidden fees, transaction charges or set up fees
  • High loan approval rate
  • No penalties for early or lump sum repayments
  • As your loan decreases so does your interest repayments
  • Free loan protection insurance
  • No lump sum payments for your car at the end of the finance arrangement
  • You are not tied to any motor dealer or brand
  • There are no mileage restrictions, unlike PCP agreements
  • You can sell the car at any time, unlike PCP agreements
  • You own the car from Day 1, unlike hire purchase agreements
  • Borrow up to €30,000 over a maximum term of 5 years
  • Support your credit union by borrowing local

PLEASE NOTE: whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at Bruff Credit Union. It does not constitute a loan offer. 

How To Apply For A Loan

Over The Phone

Call us on 061 382 111

In Branch

Call into our branch to apply

Apply Online

Start your application online

What You Need To Apply

  • Proof of Income – 3 most recent receipts of any income you receive (payslips, social welfare, pension)
  • Bank Statements – Most recent 3 month bank statement. This is only required when applying for loans over €2000
  • Proof of ID – Passport or Drivers Licence
  • Proof of address – Utility Bill or Bank Statement (dated within the last 6 months)
  • Proof of PPSN – Payslip, letter from revenue, a medical card or DPS card

Self Employed: please call our office for details of the necessary documentation.

For Our Members Convenience

  • You can email your documentation to
  • You can print your bank statements in branch free-of-charge to accompany your loan application

Note: This list is a guideline. You may be required to bring other documentation, depending on the complexity and/or purpose of the loan. Our loan officer will advise if additional information is required.

All our applications are treated confidentially and on their own merits. The key consideration is a member’s ability to repay the loan over a certain time frame. Other documentation may be required, depending on your situation and application amount. A loan officer will work closely with you to process your application as quickly as possible.

Are You Eligible To Apply for a Loan with us?

  • To apply for a loan with us you need to be a member of Bruff Credit Union.
  • If you are not a member, you can easily join us. To become a member of Bruff Credit Union, you must be living, working or in education in our common bond. Our common bond covers the areas of; Bruff, Grange, Meanus, Crean, Lough Gur, Knockainey, Dromin, Athlacca, Uregare, Fedamore, Rathmore. See our map.

You can also become a member by association, this means if you reside with someone who is already a member you are eligible to join us.

If you are not a member, please call 061 382111 or email and we will get you joined up!