Personal Loans

Personal Loans at Bruff Credit Union

Borrow for whatever you want – taking that holiday, a new car, getting a new kitchen or garden, communion costs, going back to college – whatever it is, make it happen with a loan from Bruff Credit Union. We offer loans up to €40,000.

Personal Loan Calculator

11.02% APR

1 year10 years
Current interest rate:
Weekly repayments:
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Total Repayments:
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Why borrow with us?

  • Standard loan rate of 10.5% (11.02% APR)
  • No Fees
  • Competitive Interest Rates
  • Quick Decisions
  • High loan approval rate
  • No penalties for early or lump sum repayments
  • Free loan protection insurance

PLEASE NOTE: whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at Bruff Credit Union. It does not constitute a loan offer. 

How To Apply For A Loan

Over The Phone

Call us on 061 382 111

In Branch

Call into our branch to apply

Apply Online

Start your application online

Personal Loans from Bruff Credit Union

What You Need To Apply

  • Proof of Income – 3 most recent receipts of any income you receive (payslips, social welfare, pension)
  • Bank Statements – Most recent 3 month bank statement. This is only required when applying for loans over €2000
  • Proof of ID – Passport or Drivers Licence
  • Proof of address – Utility Bill or Bank Statement (dated within the last 6 months)
  • Proof of PPSN – Payslip, letter from revenue, a medical card or DPS card

Self Employed: please call our office for details of the necessary documentation.

For Our Members Convenience

  • You can email your documentation to
  • You can print your bank statements in branch free-of-charge to accompany your loan application

Note: This list is a guideline. You may be required to bring other documentation, depending on the complexity and/or purpose of the loan. Our loan officer will advise if additional information is required.

All our applications are treated confidentially and on their own merits. The key consideration is a member’s ability to repay the loan over a certain time frame. Other documentation may be required, depending on your situation and application amount. A loan officer will work closely with you to process your application as quickly as possible.