Loan Application Form

Loan Application Form

Applying for loan is now even easier! Complete your full loan application online today, upload your documents and visit our office only once to accept your loan.

All loan applications are reviewed within 48 hours. Fields marked * are required.


    LOAN PURPOSE

    If you require a duration of loan that is not available please contact the office on 061-382111

    Repayment frequency* REQUIRED


    PERSONAL INFORMATION




    CURRENT EMPLOYMENT DETAILS


    SPOUSE / PARTNER DETAILS

    Please complete this section ONLY if applying for a joint loan.


    HOUSING DETAILS






    DECLARATION OF CREDITORS

    For each creditor, please tick yes or no. If ticked yes, please complete details.

    Mortgage



    Car Loan


    Credit Card


    Other Loan




    Documentation

    Please email your documentation to loans@bruffcu.ie after you have submitted this application.

    The following documentation is required to accompany your loan application:
    - For all loans: Proof of income: 3 most recent payslips or receipts.
    - For loans over €2000: we also require your most up-to-date 3 months bank statements, current month included.
    - Additional information may be required.

    Alternatively you can drop or post your documentation to our office. There is an out of hours postbox at our office for member convenience.

    Updating Membership Details: We will be updating your membership details during the loan application process and may contact you regarding this, if your documentation is out of date.


    Declaration

    I/We declare that the information provided on this application and the statements herein are made for the purposes of obtaining the loan and are true to the best of my knowledge and belief.* REQUIRED


    Loan Protection Insurance

    Bruff Credit Union provides Loan Protection Insurance on the lives of its borrowing members at no extra cost to the member. If a member who is eligible for insurance cover and has signed the credit agreement dies with a loan outstanding, the loan balance is paid in full by the insurer.

    When borrowing from your credit union, a member is eligible for cover if:
    - they have not reached their 85th birthday.
    - the borrower can confirm they can actively and regularly perform all the usual duties of their occupation and further terms and conditions can apply. For larger loan amounts a medical questionnaire may be required. Please confirm your eligibility below.

    I declare that to the best of my knowledge:
    Please tick one of the boxes below REQUIRED
    I am in good health
    I am NOT in good health

    And that:
    Please tick one of the boxes below REQUIRED
    I am fit to follow my normal occupation
    I am NOT fit to follow my normal occupation


    Privacy Notice

    Bruff Credit Union (BCU) is committed to protecting the privacy and security of your personal information. Under the Data Protection Act 1988; I consent to the information contained in this application form being used by Bruff Credit Union for the purposes of processing my application. Click here to read our Privacy Policy.

    Central Credit Register

    Under the Credit Reporting Act 2013 lenders are required to provide personal and credit information for credit applications and credit agreements of €500 and above to the Central Credit Register. This information will be held on the Central Credit Register and may be used by other lenders when making decisions on your credit applications and credit agreements. The Central Credit Register is owned and operated by the Central Bank of Ireland. For more information see www.centralcreditregister.ie

    I confirm that I have read and accept the Privacy Notice.* REQUIRED



    Loans are subject to approval. Terms & Conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.