Savings Accounts

Bruff Credit Union Savings Account

Whether you’re saving for something in the future or for a ‘rainy day’, regular saving is a good idea. When you join and save with Bruff Credit Union, you are a member and part-owner of a successful financial cooperative, helping your community.

No Fees or Charges

Free Life Savings Insurance

Free Life Savings Insurance at Bruff Credit Union

Regular Savings Account

Each member of Bruff Credit Union holds shares, making them part-owner of the credit union.

Ways to save

  • Standing Order
    Set up a standing order to allow regular payments to go into your Credit Union account.
  • VISA/Debit Card
    Make a deposit over the phone using a VISA/Debit Card. Call 061 382111 to make a payment
  • Over The Counter
    Simply call into our branch and pay over the counter.

Other Information about our Saving Accounts

Savings Limit: The maximum you can have in your shares is €20,000 or a total overall amount of €20,000 combined between all accounts held with us.

DIRT: Savings are liable for DIRT tax at 37%. From 1st January 2014 all credit union share dividend and deposit interest paid to members will be subject to DIRT, with the exception of dividend or interest paid to members who are exempt from DIRT.

Deposit Guarantee Scheme

All of the savings of our members are guaranteed up to a maximum of €100,000 under the Government Deposit Guarantee Scheme. The Central Bank of Ireland is responsible for administering the Irish Deposit Guarantee Scheme which provides protection to depositors in the event of a credit institution failing. Compensation would be payable to eligible depositors within 20 working days. Information on the scheme is available at

Bruff Credit Union Nominations


A nomination is a legally binding, written instruction that tells the Credit Union what to do with your money after your death.

The member completes a Nomination Form which allows the member (nominator) to nominate a person/persons (nominees) to become entitled to any properties in the credit union in the event of their death.

The nomination service is very valuable to members in that it allows access to nominated funds by the nominee within a very short time of the death of the member. While it will not relieve the loss suffered by the nominee, it could relieve any potential cash flow difficulties.